Lenders

Bank of Internet USA is a consumer focused, FDIC insured, nationwide savings bank operating primarily over the Internet. It offers a variety of consumer banking services, focusing primarily on gathering retail deposits over the Internet and originating and purchasing multifamily, single family and home equity mortgage loans and securities. The Bank also is an indirect originator of RV loans.

Commerce Bank is the principal subsidiary of Commerce Bancshares, Inc. (NASDAQ: CBSH), a $15.2 billion regional bank holding company. For more than 140 years, Commerce has been meeting the financial services needs of individuals and businesses. Commerce currently operates in approximately 360 locations throughout the Midwest, primarily in Missouri, Illinois and Kansas.

Merrick Bank was founded in 1997 and is a top-25 issuer of Visa® cards. In addition, Merrick Bank is an authorized issuer of MasterCard® cards. Merrick Bank also provides finance options to Marine and RV Dealers throughout the country, helping to facilitate Boat and RV purchases for consumers. Merrick Bank proudly serves over 900,000 cardholders and $1 billion in assets.

Medallion Bank is an FDIC insured industrial bank located in Salt Lake City, Utah. It is a wholly-owned subsidiary of Medallion Financial Corp. (MFC), a publicly held financial services company (symbol TAXI: NASDAQ) located in New York and a leading lender in niche markets for over 35 years.The management of Medallion Bank has years of previous experience in non-prime consumer lending, including recreational lending.